The contract is on TaxisNet, you have to accept it there, doing so is like signing a document. For the police you need to access you taxisnet and download the previously accepted contract.
Hi everyone, another question about renting here. When you have a contract, should you have a paper copy? My landlord told me that things are only done online nowadays, there is a contract, but I wasn’t even asked to sign it. When I have to register with the police, Well I have problems with what I have? If somebody has a link to a template of what proper contracts look like, it would be great because I really feel like I need to double-check what I have
Luxurious newly built apartment, in excellent condition, fully equipped with furniture and electrical appliances, available, really turnkey, one only needs to take his clothes.
The property is located close to the school of the area but also to the organized beach of Vari, close to a bus stop, and shops.
It is ideal for a holiday home, or for tourist use. It has great ease of access from the main road with private parking, while it is a modern, house that makes living in it enjoyable.
The terrace is located in a dense, environment overlooking the sea.
An amazing choice for people with taste.
1 Kitchen, Floors type: Industrial, Air condition: Yes, Attic: No, Fireplace: No, Playroom: No, Secure door: No, Elevator: No, Furnished: Yes, Internal staircase: No, Frames type: Wooden, Double glass: No, Window screens: Yes, Painted: No, UnderFloor Heating: No
Garden: Yes, Lot size: 1500 m², Balcony: Yes, Awning: No, Road type: Asphalt road
New development: Yes, Storage space: No, Solar water heating: Yes, Alarm: No, Satellite receiver: No, Airy: No, Bright: Yes, Disabled access: No, View: Yes, Penthouse: No, Swimming pool: No, Facade: No, Corner: No, Renovated: No, Requires renovation: No, Preserved: No, Investment: No, Neoclassical: No, Unfinished: No, Night power: No, Suitable for commercial use: No
Milos, Pera Triovasalos, Detached house For Rent, 87 sq.m., Property Status: Good, Floor: Ground floor, 1 Level(s), 2 Bedrooms 1 Kitchen(s), Heating: Autonomous - Electricity, Building Year: 1980, Energy Certificate: G, Floor type: Tiles, Type of doors: Aluminum, Features: Electric Appliances, Balconies, No shared expenses, Furnished, Airy, Bright, On Corner, AirConditioning, Distance from: Airport (m): 5000, Seaside (m): 3000,
House FOR RENT in Nea Makri Center for €500. This 70 sq. m. House is built on the Ground floor and features 2 Bedrooms, Bathroom The property also enjoys Window frames: Aluminium, parking, fireplace, A/C, furnished, pest net. Built in 1998, distance from sea 300 meters
House FOR RENT in Nea Makri Zoumperi for €355. This 75 sq. m. House is built on the 1 st floor and features 1 Bedroom, Kitchen-livingroom, Bathroom The property also enjoys Heating system: Air conditioner, unlimited View, Window frames: Aluminium, Door: Armourplated door, garden, A/C, furnished, appliances, pest net, internal stairway. Built in 2015,
Apartment, 45 sq.m, year built 1980, 1 rooms, Ground Floor, Energy cl: E, Various Characteristics: available, balcony, bathroom, bathroom with window, bright, built-in closets, corner lot, electrical appliances, floor-through, furnished, no elevator, no shared utility bills, pets allowed, street-facing, tiles, veranda, View: seaview, unlimited view, Condition: good condition, Orientation: north, Heating System: air conditioning, property ID: 23672, www.realestateone.gr
Floors type: Ceramic tiles, Air condition: Yes, Attic: No, Fireplace: No, Secure door: Yes, Elevator: No, Furnished: Yes, Frames type: Aluminium, Double gl: Yes, Window screens: Yes, Painted: Yes
Garden: Yes, Balcony: Yes, Awning: No, Orientation: North west
New development: No, Storage space: No, Solar water heating: No, Alarm: No, Satellite receiver: No, Airy: Yes, Bright: Yes, View: Yes, Swimming pool: No, Facade: Yes, Corner: Yes, Residential zone, Renovated: No, Requires renovation: No, Unfinished: No, Night power: No
Maisonette 120 m², Kipseli, Aegina,
1 Living room, 1 Kitchen, Floors type: Ceramic tiles, Air condition: No, Attic: No, Fireplace: No, Secure door: No, Elevator: No, Furnished: Yes, Internal staircase: Yes, Frames type: Wooden, Double glass: No, Painted: Yes, UnderFloor Heating: No
Garden: Yes, Lot size: 200 m², Balcony: Yes, Size of balconies: 50 m², Awning: Yes, Road type: Asphalt road, Orientation: North east
Official Covid restrictions for Greece / November – December 2021
Source: November 24, 2021 by RealGreekExperiences
On 18 November, the Greek prime minister announced the new Covid restrictions which will be in place from 22 November 2021. Here is everything you need to know if you are in Greece for winter 2021 – 2022.
Summary of Covid restrictions in Greece for November – December 2021
Here is a summary of the Covid restrictions in Greece which are in place for adults, from 22 November 2021 onward:
Supermarkets, food markets, pet shops, pharmacies, and urban public transportation are accessible to everyone, without the need for a certificate or test.
Indoor cafes, restaurants, bars, clubs, gyms, cinemas, theatres, museums, stadiums will only be accessible with a certificate of vaccination/recovery.
All other indoor venues, outdoor cafes and restaurants, and inter-regional transport can be accessed with a certificate of vaccination/recovery, OR PCR / rapid test, taken max 72 / 48 hours before visiting.
Covid restrictions in Greece November 2021
Thanks to “Paros Life & Naxos Life” for translating this official table
In all venues where a certificate is needed for adults, children and teenagers aged 4-17 can enter with a PCR test / rapid test / self-test, taken max 72 / 48 / 24 hours before their visit. Children under 4 years old do not need to produce any documents.
All customers will need to show their documents as described above, along with their ID or other proof of name and age.
Masks remain mandatory in all indoor venues and in crowded outdoor areas. This applies to everyone aged 4 and above, whether they have been vaccinated or not.
EU and non-EU Covid certificates
A certificate of vaccination is considered valid when 14 days have elapsed since the last dose of vaccination. You can find the latest list of accepted vaccines on the official Greek travel website. Among others, they include Pfizer, Moderna, Astra Zeneca, Johnson + Johnson etc.
Documentation checks for Greek and other EU certificates are usually made with a special app, called the Covid-Free app. You can have your certificate in either paper or digital form, along with your ID.
Tip: If you are an EU-vaccination certificate holder, you can download the Covid Free Wallet app, and keep all your family’s certificates in one place. You will still need to show proof of ID.
If you have been vaccinated outside the EU, the Covid-free app will not scan your documents. In this case, the employee will check them visually instead. It’s best to bring them in paper (rather than digital) form alongside proof of your ID.
Despite what the store employee might say, non-EU certificates are perfectly valid. If for some reason you are not allowed entry, ask to see the manager, and point out the below statement from the Government Gazette, where these restrictions are officially published.
Covid restrictions in Greece - Non-EU vaccination certificates are accepted in Greece
Rough translation: “Alternatively, if the above certificates are displayed by a non-EU citizen, the employees shall verify the certificates in paper form, while also checking the holder’s ID”. Try to persist, until the message comes across.
In addition, you can point out this helpful link (in Greek), saying the same thing. While I can’t guarantee this will work, hopefully, it will gradually educate store owners.
Certificate of recovery from Covid
A certificate of recovery from Covid is considered valid if the person was tested positive with Covid-19 in the past 30 to 180 days.
Accepted documents are a positive PCR / antigen test result, or a medical certificate confirming that the person was tested positive.
PCR / rapid antigen tests
Customers who do not have a certificate of vaccination/recovery can use a negative PCR / rapid antigen test to enter some (but not all) venues.
A PCR test is valid for 72 hours, normally costs 40-60 euro, and you can take it at medical labs.
A rapid antigen test is valid for 48 hours, costs 10 euros, and you can take it at medical labs and most pharmacies, some of which might ask you for an appointment.
Note that, in order for the test result to be registered officially, you will need to have an AMKA / pAMKA / PLF. Your test result will need to be scanned.
Covid restrictions for people over 60 years old
In his announcement, the PM stated that people over 60 years of age will be required to take a booster dose, administered within 7 months of their last dose. Otherwise, their vaccination certificate will be invalid from 13 December.
More clarification will be provided closer to the time, so come back to this article for all updates.
Let’s break down the three different types of venues in Greece:
A. Venues where no certificate/test is needed
Customers can visit the following venues and businesses with no vaccination certificate or test:
All other grocery stores (e.g. bakeries, butchers, fishmongers)
Food markets, e.g. the Varvakios market
Take-away cafes / restaurants / bars
All urban transportation, e.g. the Athens metro, tram, and buses
Moreover, no documents are needed to visit an open-air archaeological site, like the seven ancient sites in Athens, Ancient Epidaurus, Ancient Mycenae, or Ancient Delos. If you are visiting with an organized group tour, check with your tour company as they may have further rules in place.
Note that, in order to visit museums and other enclosed spaces within the archaeological sites, you will need to produce your certificate of vaccination/recovery. Tests are not adequate for adults.
As an example, you can visit the open-air site of the Ancient Agora in Athens without any document, but in order to visit the museum in the Stoa of Attalos, you will need a certificate.
B. Venues only accepting customers with a certificate of vaccination/recovery
Some indoor venues will only accept adults with a certificate of vaccination/recovery. This means that rapid / PCR tests will not be accepted in these venues, for adult customers.
This applies to the following types of venues:
Museums, galleries, archaeological sites with enclosed spaces
Indoor cinemas, theatres, stadiums, music stages
Indoor cafes, cafe-bars, tavernas, and restaurants, including the ones in shopping malls
Indoor play centers for children
Gyms and sports facilities
Conferences / Trade fairs
Pool and bowling venues
Children and teenagers 4 – 17 years old can also visit these venues with a negative test, as described above.
Here are some ideas for museums and free museums you can visit in Athens.
C. Venues accepting customers with either a certificate or test
All other venues will be accessible to people with either a vaccination/recovery certificate or people who can show a negative rapid antigen / PCR test, taken in the last 48 / 72 hours. This applies to the following venues:
Public services, including KEPS and courts (with the exception of an emergency, esp. a visit to a police station)
Banks, post offices, all utility services (e.g. DEH, EYDAP)
Churches and religious spaces
Outdoor tavernas, restaurants, cafes, and cafe-bars
Outdoor children’s playgrounds
All commercial stores, including the ones in malls
Hair salons, nail salons, beauty parlors
Zoos and national parks (this probably refers to ticketed ones)
Inter-regional public transportation (more on this below)
*Hotel residents who have not been vaccinated/contracted Covid might need to take more than one test, to cover the duration of their stay. This is not clear from the Gazette, so you will need to check with your hotel.
Children and teenagers 4 – 17 years old can also visit these venues with a negative self-test, as described above.
Hospitals and medical centres
People who are going for a routine visit or routine check (e.g. blood checkup) will not need to produce any of the above documents.
If you are going to the hospital for an operation, you will need to produce a certificate of vaccination/recovery or Covid test, as described above. This does not apply in a medical emergency.
The same applies for vets (as opposed to pet shops, where no documents are necessary).
Employees who have not been vaccinated will need to take two rapid tests per week at private medical labs. The rapid tests will be priced at 10 euros.
Note that those people will not be able to take advantage of the free rapid tests that are administered around the country (link in Greek).
School students will receive 2 free self-tests per week. University students who have not been vaccinated will need to take 2 rapid tests per week, at their own expense.
Commercial events and gatherings
According to the official Gazette: It is forbidden to carry out any form of ticketed events, with a physical presence of a crowd of over twenty (20) people, in a private, non-commercial venue.
Traveling around Greece
In order to travel between different Regional Units in Greece, passengers over 4 years old should carry with them either a vaccination/recovery certificate, or a negative PCR / rapid test taken max 48 / 72 hours before travel.
Children aged 4-17 can also take a self-test, valid for 24 hours.
The above applies to ferries, trains, planes, inter-regional KTEL buses, and tourist buses/coaches. If you are traveling with a travel company, it’s always best to ask them if they have any additional rules.
How to open a bank account in Greece – Updated for 2021 – 2022
If you come to live in Greece, you may need to open a bank account. This guide explains in detail what you need to open a Greek bank account, and which Greek bank to choose.
Opening a bank account in Greece
So, you’ve decided to move to Greece. As a Greek, I will congratulate you on your decision! I am probably biased, but it’s a lovely country to live in. The food is delicious, we have dozens of beautiful islands, and tons of ancient sites.
(OK – I have to say, living here is totally different to just visiting on a holiday. Still, I personally enjoy it, and have many foreign friends who agree).
With that said, most people moving to Greece will need to sort out certain logistics. One of them has to do with opening a Greek bank account.
How to open a bank account in Greece
Depending on your particular circumstances, you may not be obliged to open a bank account in Greece. I know many expats who have been living here for extended periods of time over several years, and never opened a local bank account.
However, if you want to work for a Greek employer, or buy property in Greece, you will need to open a bank account here.
Having a bank account in Greece will also be useful if you are applying for residency, though many police stations are happy to accept proof of funds in other EU countries.
Let’s check which banks exist in Greece.
Major national banks in Greece
There are currently four major banks in Greece. If you live in Athens or another big city, you will have seen many of their branches.
National Bank of Greece – NBG (Ethniki / Εθνική) – With 1460+ ATMs and 350+ branches around Greece, Cyprus, Bulgaria, Romania, North Macedonia, Egypt, Malta, the UK and Australia
Piraeus Bank (Pireos / Πειραιώς) – With 1390+ ATMs and 440+ branches around Greece, Germany and Ukraine
Eurobank – With 920+ ATMs and 300+ branches around Greece, Cyprus, Bulgaria, Serbia, Luxembourg and the UK
Alpha Bank – With 860+ ATMs and 300+ branches around Greece, Luxembourg and the UK
More banks operating in Greece
Further to the four main banks in Greece, several minor national banks operate. These include:
Attica Bank – With 50+ branches all around Greece
Pancreta Bank (Pankritia / Παγκρήτια) – With 45+ branches in Crete, Athens and Milos
Optima Bank – With 25 branches, mainly in Athens and Thessaloniki
Aegean Baltic Bank
Various cooperative banks of Chania, Epirus, Thessaly, Karditsa, Drama and Central Macedonia
How to open a Greek bank account
Finally, there are certain branches of Banks incorporated in other EU countries under the “single licence” regime. Among others, these international banks include:
HSBC Continental Europe, Greece – With 15 branches in Athens and Thessaloniki
ProCredit Bank – With branches in Thessaloniki and Bulgaria
Bank of America Europe DAC, Athens Branch
Which bank in Greece should I choose?
Having dealt with several banks in Greece over the last three decades, I’d say that there is no right or wrong answer to this question. All in all, if you want to open a checking / current account or a savings account, any bank will do.
Most people prefer the four major Greek banks, as they have ATMs everywhere in Greece. HSBC is also worth considering, especially for international customers living in Athens or Thessaloniki.
All banks offer similar interest rates and exchange rates, which are set by the Bank of Greece. However, fees for some services (e.g. direct debit / standing order / money transfer) vary slightly between banks.
The cost of money transfers between banks may also vary. As these costs often change, it’s best to ask at the time you are planing to open your account.
Opening a payroll account
If you are coming to work for a Greek employer, you will need to open a payroll account (logariasmos misthodosias / λογαριασμός μισθοδοσίας).
Don’t be surprised if your employer asks you to open your new account at a specific bank of their choice. This has happened to me three times since I first started working – hence, I ended up with three payroll accounts in three different banks.
The process of opening any of these accounts is the same for every bank, at least in theory. Let’s see what you will need.
Documents needed when opening an account at a Greek bank
Whichever bank you choose to open an account with, you will need to visit the bank in person and submit several documents proving your identity, address and financial status.
These documents are set by the Hellenic Bank Association (HBA). Ethniki, Piraeus Bank, Alpha and Eurobank are all members of the HBA, hence they all ask for the same documents.
What you need to open a bank account in Greece
You will need to provide the original documents in English or Greek, and the bank employee will make photocopies. If you are opening a joint account, every customer will need to bring their own documents.
If your original documents are in another language, you will probably be asked to have them translated and authorized with an apostille.
1. ID card or valid passport
The bank employee needs your ID or passport to collect the following data:
ID card or passport number
Date and place of birth
Note: Here in Greece, the father’s name (and sometimes mother’s name) is an important part of your identity. If it doesn’t appear on your ID document, you will need to bring an additional official document which proves it, like your birth certificate.
This is one of the main surprises for people trying to open a Greek bank account, given that the father’s name doesn’t appear on standard passports.
2. Proof of AFM
You will need to provide proof of your Tax Identification Number. This is known in Greek as AFM / ΑΦΜ (Arithmos Forologikou Mitroou / Αριθμός Φορολογικού Μητρώου).
For people who are already in the Greek system, the 9-digit AFM is usually obtained from the income tax slip or income tax return.
If you don’t have an AFM, you will need to get one. This is relatively straightforward if you can speak Greek. If not, you will need to find someone who does, and can help you navigate the official government website (featured below).
You will need proof of AFM to open a Greek bank account
You can also hire a private company to undertake the tax number procedure for a fee, just make sure they are trustworthy. If you have worked with someone you would recommend, please leave a comment below.
You can also visit the Tax Office in person. Here is the latest list of Tax Offices around Greece (in Greek).
3. Proof of address and telephone number
Another document you will need to provide is proof of address. This is normally a recent utility bill or home / business premises lease contract in your name. The most common utility bills are those by the electricity / gas / water company.
If you have no utility bill in your name, you can ask the people you are staying with to provide a declaration, stating that you are staying with them. This is called ipefthini dilosi / υπεύθυνη δήλωση in Greek. They will also need to provide a recent utility bill in their name.
If you are a non-resident in Greece, and your primary residence is abroad, you will need to bring a utility bill from your home country.
You will also need to provide proof of your landline or mobile number. While a Greek mobile is not strictly necessary to open an account, it is essential for the e-banking services.
4. Documents proving your profession / current business address
Depending on your status and individual circumstances, you may be asked to provide additional documents, like the following:
Valid residency permit, if applicable
Proof of your employment status and business address, such as: Employer’s certificate / Copy of latest salary statement / Certificate of profession / Professional Identity Card / Social Insurance Institution Receipt / Copy of last pension statement etc
Previous bank account in your home country, showing source funds
An official certificate from your home country’s tax office proving your tax residency before obtaining your Greek AFM (pistopoiitiko forologikis katoikias / πιστοποιητικό φορολογικής κατοικίας)
For more information on the necessary documents, check this official leaflet published by the HBA.
In some cases, the bank might ask for a minimum deposit to open a new account.
Signatures, debit cards and other things to take into account
After submitting your documents, you will be asked for signature samples. The employee will now be ready to open the account for you.
You will receive a debit card, either on the same day or a few days later in the post, and may be asked if you want a credit card. Note that, in some cases, there might be a small fee for these.
All the above are supposed to be standard procedures. In practice, things may depend on your personal circumstances as well as the employee you are dealing with.
Tips for opening a bank account in Greece
Even being Greek, I’ve been asked different things by different bank employees in the past. I’ve also had persistent employees trying to sell card protection, health insurance, or something else I didn’t really want at the time.
If you don’t speak Greek, it’s best to have a Greek-speaking friend or interpreter with you when you go to activate your account. While most of the forms you will need to fill in are in English, there are exceptions, and it’s always easier to communicate in the local language.
Web banking services for Greek banks
The banks mentioned above offer web banking in English, as well as Greek. You can use your computer, or download the relevant bank app on your mobile phone. Most of these apps support fingerprint identification on your smartphone.
To complete any online transactions on a computer, extra security features are in place. These typically include receiving an OTP (One Time Password) code on your mobile phone. You will need to key that on the computer screen.
You can choose to receive the code either by sms, or on an app widely used in Greece called Viber, which also works for desktop. This is important if you are often abroad, possibly in a country where you won’t use your Greek mobile phone number.
Withdrawing money in Greece
Once you have opened your account, you will receive your ATM / debit card which you can activate and start using immediately.
One thing you should be aware of when withdrawing money in Greece is that, unless you are using your own bank’s ATM, you will be charged a fee which ranges from 2 to 3.75 euro.
Opening a bank account in Greece
As an example, if you are using your Alpha Bank or Eurobank debit card to withdraw money from a Piraeus Bank ATM, you will be charged 3.75 euro. Ethniki’s cards have a smaller transaction fee, which varies from 2 to 3 euro.
Good news: If you are visiting somewhere remote in Greece, like Iraklia, Schinoussa or Sikinos, these fees might not apply – check with your bank before you travel.
Visiting a bank branch in Greece
From time to time, you might want to visit a bank branch. You will notice that on some days, there are long queues outside the bank. The NBG in particular is famous for its long queues.
It gets worse towards the end of the month, when pensioners receive their salaries. That’s right, many Greeks still queue up inside the bank to collect their pension at the till, or just to pay a bill.
If you are planning to have several in-branch transactions, it’s not a bad idea to check the banks close to you, and see which one is best in terms of queues.
How to register with a bank in Greece
You should also know that local branches of the same bank may differ a lot between them. If you are moving to Athens, it might be worth visiting 2-3 different branches close to your home.
As of November 2021, in order to visit a Greek bank in person, you will need a vaccination certificate / recent proof of Covid infection / PCR or rapid test. Here is some more information.
Opening hours for banks in Greece
Banks in Greece are open from 8:00 – 14:00 on weekdays. Certain branches close later in the day. Banks remain closed on national holidays:
1 January – New Year’s Day
6 January – Epiphany
The Monday 7 weeks before Greek Orthodox Easter – Clean Monday
25 March – Independence Day
Good Friday and Easter Monday
1 May – Also a strike day in Greece
The Monday 6 weeks after Greek Orthodox Easter – Holy Spirit Day
15 August – Dormition Day
28 October – Oxi Day
25 December – Christmas Day
26 December – Boxing Day
Alternatives to a Greek bank account
If you are only in Greece for a short time, chances are you may not need to open a bank account here. You can just use your existing funds from your primary bank.
However, if your bank is a non-EU bank and you are planning to spend a few months here, you need to be very careful. Using your local card for withdrawals will result in some very high transaction fees.
Tips for opening a Greek bank account
Moreover, exchange rates from a foreign currency might not always be what you expected – plus, your bank might be charging their own transaction or commission fees.
Some good alternatives to a Greek bank account are Revolut, Wise and N26. I was very skeptical 8 years ago when I first registered with Revolut, but I’ve used it in over 15 countries abroad as well as Greece and can’t recommend it highly enough.
You can find out more about Revolut and register, you can use my referral link.
Frequently asked questions about bank accounts in Greece
Here are a few questions expats and non residents ask before opening a bank account in Greece:
Can foreigners open a bank account in Greece?
Yes, foreigners can open a bank account in Greece. You will need to bring the appropriate supporting documents, which may vary, depending on your individual circumstances.
What do I need to open a Greek bank account?
In order to open a Greek bank account, you will need to bring certain supporting documents. These include some proof of ID, proof of address in Greece, AFM (Tax Identification Number), proof of mobile phone number and a recent salary statement. Depending on your personal circumstances, you may be asked for extra documents.
Can I open a bank account online without going to the bank?
In order to open a new bank account in Greece, you will need to visit a bank branch. Alpha Bank has recently launched a new service where you can open an account online, but it currently only applies for people with a Greek ID.
Which Greek bank is the best?
There are four major banks in Greece: National Bank of Greece (NBG), Piraeus Bank, Eurobank and Alpha Bank. International clients could also look into HSBC.
Which bank is easiest to open an account with?
All banks in Greece require the same documents, as defined by the Hellenic Bank Association.
People who have been vaccinated against Covid-19 abroad or who have a certificate of recovery from the disease issued by another country will be able to acquire a certificate in Greece in the next few days, Deputy Minister of Digital Governance Giorgos Georgandas said on Tuesday.Speaking to Skai TV, he said the certificates will be issued via an application on the gov.gr platform, which will also allow users who have completed the initial round of vaccination abroad to book an appointment for a booster shot in Greece.Meanwhile, measures restricting the movements of people who have not been vaccinated against Covid-19 appear to be bearing fruit, activity on the government’s emvolio.gov.gr vaccination platform indicates.Georgandas said that appointments on the platform came to 105,000 on Monday alone. He added that 27,000 of those were for the first dose.The official also reminded that the Emvolio platform will open for booster shots for the general population on Friday. Boosters are recommended six months after the completion of the initial vaccination.
Birthdate12. 08. 1957
About meMy name is Paul and I'm a lyricist, a songwriter and designer. Currently living and working in Athens, Greece
LocationAthens (Athens,Municipality of Athens,Regional Unit of Central Athens,Attica,Attica,10667,Greece,gr)
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